New Horizons

Life Coaching & Mentoring Services

Tag: Life Coach (page 1 of 2)

Career Evolution

“Take The Stress Away”

    KICK-START YOUR CAREER

I offer employment/career coaching to a wide range of people, to strengthen skills, to raise confidence through educational transition.

I provide empathy to your needs and work with you through action plans with the big steps you will take to reach where you need to be, for job readiness, career path / evolution and for your journey ahead.

Successfully coached many people with career paths and finding jobs, as I will continue to do, my passion. 

Overcome Your Hurdles
  • Employment & Career Direction
  • Confidence Building
  • 9 Point Application Checklist
  • Action Plan
  • S.W.O.T. Worksheet 
  • Breaking Down Barriers
  • Key Skills & Career Values
  • CV Writing & Upgrade
  • Job Market  & Applications
  • Interview  Preparation & Review

Call to Action

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Choose the full 3 hours x 6 sessions – plan, ideal for groups & training sessions. [Time and sessions can be reduced on group needs].

Alternatively reduce the number of sessions & time for one-to-one.  [Option of CV support & upgrade only].

Single sessions available.

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Returning to work after a long absence?

Changing career?

Your new to the workforce?

You don’t know how to sell yourself?

Are you being overlooked?

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The career development programme/sessions undertaken, provided the steps, strengths and skills that many clients needed to reach their desired outcomes and goals in preparation for job readiness, career and obtained interviews and jobs.

   Overcome obstacles & barriers 
  • Increase morale & motivation.
  • Strengthening your skills.
  • Your personal plan, change & growth.
  • To where you want to be with your goals & success.

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4 key questions to ask yourself!

“Why should the recruiter see you?”

“What sets you apart?”

“What have you achieved?”

“What can you do for the company?”

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Sessions tailored to meet with your needs         

[One-to-One or Group Sessions / Workshop]

Contact for a strategy session   

Email: [email protected]  

       

Wise sayings/quotes!

“You don’t get a second chance to make that first impression.”

“Stay positive, work hard, make it happen.”

Key Steps With Goals

    “The Secret To Reaching Your Goals”

Do you have an action plan?
A year from now you’ll wish you had started today!

STEPS WITH GOALS
  • Acknowledge that a change is needed.
  • Show motivation and a positive mindset for your challenges ahead.
  • Use positive self-talk and belief.
  • Recognise and confirm your strengths.
  • Clarify your vision and values.
  • Plan ahead for your future.
  • Visualise and confirm your success.
  • Respond positively to feedback.
  • Persevere, stay in control and focused.
  • Reap your achievements and rewards.
GOALS WILL HELP YOU               
  • Know and understand yourself better.
  • Overcome barriers and set-backs.
  • Gain more confidence.
  • Set and achieve your chosen goals.
  • Personal satisfaction and achievements.
  • Enjoy life more.

 Do you need the tools and techniques to get ahead? 

Do you have a life coach or mentor and role model?    

Take big steps, call to action. 

“ I agree to coach / mentor you to the very best of my ability, to believe in you, to encourage you and to give you 100 %  of my energy and commitment.”                                             

Contact for a strategy session   

   Email: [email protected]     

Wise sayings/quotes!

“Push yourself because no one else is going to do it for you.”

“You can never plan the future by the past.”

Self-Esteem & Self Care

15 Steps To Self-Esteem & 12 Steps To Self Care 

Health & Happiness

 Steps To Improve Self-Esteem
  • Don’t compare yourself to others.
  • Don’t beat yourself up when you make a mistake.
  • Recognise the things that get you down.
  • Don’t focus on things you have no control over.
  • Don’t strive for perfection.

Set-up,  a successful workshop with clients using the Oakleaf Enterprise, charity in Guildford, Surrey.

Participants achieved learning skills, steps and techniques that can improve and achieve confidence, self-esteem & self care.

Participants given handouts and an action plan to implement.

The atmosphere was relaxed, with participants sharing experiences and new friendships built within the group.

 

 

Energise your life strategy 

Meditation Sessions [Boosting Wellbeing] 

[One-to-One or Group Sessions / Workshop]     

Contact for a strategy session                

Email: [email protected]

                                                                                                                                  

Wise saying/quote!

“Better understanding of what makes you”tick” because you’re taking time to try different things.”

Stress & Anxiety Management

 Know Your Triggers & Take Control

Feel Energised, Healthy & Strong

It is important that you have a good understanding of what may trigger of your stress / anxiety level. 

Then you’re in a better position to reduce, deal and even prevent it.

It can be helpful to have some action plan or tasks you can undertake before or during an episode of a stressful or anxiety period.

You may not always solve the issue but you can reduce, deal at certain times to make things more comfortable and manageable and to hopefully overcome – be prepared.

So we can look at some key things that can be helpful and to consider.

16 Strengthening Tips 
Strategies
  • If possible, remove yourself from the environment that you’re in and take some timeout. Even for just 10 to 15 minutes. 
  • A relaxation exercise to calm your nervous, just breathe in deeply for the count of 4, then breathe out slowly for the count of 5, lowering your shoulders as you do, repeat this process once or twice more or as you need, easy but effective
  • Stress balls are great for *concentration *anxiety *blood pressure *arthritis. They can improve our mental health. Use stress balls at work, home and everywhere in between.
  • Sit when opportunities allow with people you know, trust and understand.
  • Sit in a room where you feel more relaxed, with space and if needed by a door or window for fresh air and for going out if needed.
  • If you don’t feel like talking, then just listen and add to the conversation as you feel is right for you.
  • Remove yourself away from things or people that may trigger of the symptoms.
  • Keep a diary or logbook, notes about the things that have worked well and when you have been able to reduce or overcome problems or issues. Building confidence and self-esteem can and will reduce issues. Refer to these notes as / when needed as a reminder to overcoming these obstacles.
  • Take up a hobby or sport, try yoga, going to the gym or swimming or cycling to get away from everyday pressures and the strain. Or brisk walks for 15 to 30 minutes.
  • Your health is paramount. Give yourself some regular self-time to relax and unwind and recharge. Include  a good amount of regular sleeping time.
  • Consider meditation or listening to soothing music at regular intervals to combat the  stress / anxiety.
  • Avoid bottling up your feelings. Use self-talk, coaching or counselling.
  • Turn negativity, or negative thoughts into positive steps, think and be positive.
  • Drink plenty of water throughout the day [avoid being dehydrated].
  • Keep with a regular healthy and nutritious meals.
  • Accept a compliment as you know you will have deserved it, you know you are great.

 

When possible visit a place that you find therapeutic, stress free, where you can feel some calm, where you can relax, unwind and have some quality time.  

 

  • Keeping a diary or logbook will help focus on clues for any diagnoses.
  • Talking about the triggers will assist in preventing such  stress & anxiety.
  • Connect with positive people and have a good supporting network.
  • Accept what you can’t change.

 

Set-up a successful workshop with clients using the Oakleaf Enterprise, charity in Guildford, Surrey.

Participants achieved learning skills, steps and techniques that can reduce, overcome and prevent stress & anxiety.

Participants given handouts and an action plan to implement.

The atmosphere was relaxed, with participants sharing experiences and new friendships built within the group.

 

Call to Action

Stress Management 

Energise your life strategy 

Meditation Sessions [Boosting Wellbeing] 

Head, Neck & Shoulder Massage [Relieves Stress & Tension]  

[One-to-One or Group Sessions / Workshop]

         Email: [email protected]

 

Wise saying/quote!

“More smiling, less worrying.”

Life Balance

My 8 Life Balance Assessment chart

How do you rate your scores?

This can be very difficult to achieve, through work demands, home commitments and other areas of our lives that take up much of our daily and weekly time.

There never seems to be enough time in a day or week for us to spend the time in areas that we may enjoy or need to do.

We all need from time to time to relax, recharge and to focus on things that help us through perhaps difficult or demanding times.

Your health and well-being is very important so you can take on the important demanding or committed tasks. Therefore efforts are required to help us get a  life balance.  

There are of course some things we may not have total control over, but we can endeavor to seek the help we may need in these areas and to provide a better balance.

To focus and find ways to increase the time to do things that we enjoy or missing out on, [activities, family, friends, studies, etc].  

To assess where you are at and how you can make the changes to a daily or weekly routine that allows for more time for you and what you enjoy doing. Take a look at the chart below and checkout where you may make a change.

Ask yourself how satisfied you are with your current life balance. Below is a chart of many areas that will have a major influence and impact on your daily life. Rate each section on a scale of  1 to 10.  1 = low, completely out of balance,  10 =  high, totally balanced. Which section/s need attention and require ACTION NOW !

  • In general a score of 6 or less needs attention and some action plan to improve that area.
  • What control do you feel you have over such areas/s to make that difference or to better the situation or difficulty in place?
  • What other support do you need to make that difference?
  • Can you call on this support?
  • What else do you need in place to begin the improvement process, give you that better quality of life?

Keep a diary or logbook to update any changes with a few brief comments. Then update your life balance score as applicable – between 3 to 6 months. Keep old copies to enable you to make comparisons and to view your progress.

Life Balance & Wellbeing
Improve Your Quality of Life & Set Powerful Goals
 Contact for a strategy session
Email: [email protected]

 

 

Take time to relax and unwind.

   

Family Connections

Family Tree & Links

Communication Builds A Strong Picture
Mediation Builds Steps For Reconciliation

On occasions, I found that when clients were referring to their family and often extended family members and where issues were strained and complex that it was useful for my clients to relate to a family tree and to draw in the links or connections.

This enabled me to gather a bigger picture and have a better understanding of the family dynamics that may have existed and this helped with the coaching & mentoring sessions.

I also found this system very useful when working in adolescent units. Some young people found it a positive way to explain and relate to their family members and in turn this assisted staff in understanding the family links and in supporting the young person with any issues that perhaps existed.

A family tree can be complied in many ways or with  different systems, this depends on you.  

Below is one method of filling in the family tree, however some have larger families and may use a different system.  

Consider the relationships, the various levels of communication and support and draw in the lines.

  • _____________________________    =     strong  link
  • _  _  _  _  _  _  _  _  _  _  _  _  _  _  _     =     weak  link
  • ++++++++++++++++++++    =     stressful  link

This system can be used with adding in external agencies/people you wish.

  • _____________________________    =     strong  link
  • _  _  _  _  _  _  _  _  _  _  _  _  _  _  _     =     weak  link
  • ++++++++++++++++++++    =     stressful  link

 If problems exist or perhaps escalating then do something about it. Seek the help you need now.  Consider mediation as a means of neutral support to untangle and help solve issues.

Building trust, having positive relationships with our work colleagues, friends and family are an integral part of life and makes for a happier environment. 

Consider setting goals that you can implement to overcome the stressful links. 

Mediation bring people back into the  present moment.

 

 

Contact for a strategy session 

   Email: [email protected]   

 

Wise saying/quote!

“I could agree with you, but then we’d both be wrong.”

                                                     

Budgeting

Overcome Budgeting Problems, Take Action & Control

For many years I have worked with clients ready to move into their first home or new tenancy.

My role would be to provide the coaching & mentoring to enable them to prosper, improve their quality of life and importantly sustain their tenancy.

I would support my clients through identifying with an assessment of need, then with agreement would compile a tailored support plan and setting realistic goals to achieve. In general supporting my clients to improve and develop their life skills in preparation for their life journey.

One area that many clients struggled with, –  money management.

So I provided a basic budgeting sheet to help with working on their income and expenditure. Below is an example of the budgeting sheet. This is for guidelines and may require tweaking or extending to meet with your needs, but this was a useful starting point that many found useful.

A  amount away from  B  =  £

If  A  is more than  B   you are in credit

If  B  is more, then you are spending more than you have and may get into debt.      

First time tenants soon recognised that when bills arrived in, they were often a lot higher than expected. Such as: *rent *electricity *gas *water rates and many others. All these bills are expected to be paid within a limited time scale, so successful budgeting is an essential part to maintain any tenancy.

Many of us find this very difficult due to low income, so taking extra care is vital in coping and avoiding anxiety and stress that can come with worry over money management.

There are many temptations for buying items beyond our means, with payday loans, bank loans, overdraft facilities, the usage of credit cards and of buy now and pay later, ideal for many of us. Unfortunately these bills still require paying and they often clash with other weekly or monthly bills when they do need that final payment.

INCOME V EXPENDITURE

It is important that any taken out loans are repaid at the times stated on any contract or written agreement. *[Do check that the written agreement is clear, understood and that you can meet the repayment plan].

My advice was always to buy and purchase what you only really needed, to go to discount stores, take the time to find the shops or markets that you may get some bargains or cheaper priced items.

It may take a bit longer through some research but in the long run you will know where you can save a little and this will help you.

So don’t buy what you cannot afford and seek ways to reduce costs. Don’t let debt escalate and spiral out of control.

Keep records of payments and receipts where applicable, this will  help you to identify where you are spending and how much.

Use a budgeting sheet to monitor your income and outgoings and make adjustments or amendments as you go. This will help you maintain the knowledge and understanding and helpful to maintain your finances, home and tenancy.

I have a further write up on budgeting under the heading, Moving To Own Tenancy [Life Skills For Young People] that you may find useful.

 Email: [email protected]

                                                                                                                                          

 

 

Wise saying/quote!

“If it is important to you, you will find a way. If not, you will find an excuse.”

 

 

 

10 Building Steps

Personal Development Steps

My Building Steps For Confidence,
 Progression, Success & Happiness  

 

What needs your attention now? 

What are your challenges? 

What do you want to achieve and when?

This is based on guidelines to help you assess where you are at and where you feel you need to be. This process can be used and described as a 1 to 10 building steps scale system representing balance. 1 = completely out of balance. 10 = totally balanced. This can be used in all areas of your life,  monitoring  your progress and considering what needs to be done or put in place to raise your level and achievements.

CHART RATING STEPS

10. completion / excellent / couldn’t be better

 9. successful / reaching target / very happy 

 8. achievement / satisfied / positive progression

 7. improvement / progressing / achieving

 6. building confidence / managing / coping

 5. need to work on my goals / plans & actions

 4. need more commitment / positive thinking / i can do

 3. need constructive change / motivation / support 

 2. need direction / self belief / use supporting networks

 1. need total support / help / guidance / direction

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Through using a system like this many of us would aim to reach 10 in whatever we do, this is often extremely difficult to achieve and maintain.

However, this is what we work towards with a positive self belief and with ” I CAN DO ATTITUDE ”  and to have the motivation and willingness to progress and by using the support that is available can only assist in reaching your desired and achievable level.

We may differ on our perception to what is success and not everyone has ambitions to reach the top, some of us are very happy with a lesser level and may have reached that target and feel they have gone as far as they wish to go or can achieve through choice and or decision.

Although encouragement and support should prevail to assist in being,  “ THE BEST YOU CAN BE. ”  The more you can progress and achieve the better you feel, this will raise your confidence and will boost your ego.

Some people relate to their problems with a feeling of being in a deep hole. This is when the building steps can be a useful tool to implement.

Through viewing the steps as guidelines to what is needed to move forward and up.

With this in mind, some of us may take smaller steps and longer time to reach our required destination, that is OK. The GOAL remains the same to progress and to achieve. TO BUILD YOUR CONFIDENCE.

This assessment style has been drawn up as a means to assist in identifying the level you feel you are at [using describing words] and to monitor your progress at various times through starting out, through your journey and completing studies / assignments / projects / sport  / business etc.

The model is just one way of looking at self assessment and personal development using the chart rating  [BUILDING STEPS].

Do you need the tools and techniques to get ahead?

Do you have a life coach or mentor and role model?

Are you ready to take action?

We will apply a system designed to meet with your current and future needs, to strengthen the areas that need attention, for your confidence, progression, success & happiness, your BUILDING STEPS.

“ I agree to coach / mentor you to the very best of my ability, to believe in you, to encourage you and to give you 100 %  of my energy and commitment.”

Email: [email protected]

 

                                                      

Wise saying/quote!

“You can lead a horse to water, but you cannot make it drink.”

Confidence Building

Below is some building confidence steps that can help you to achieve and be more confident in everything you do.

8 Powerful Tips 

>Stop Comparing Yourself To Others

One way to help build your confidence is to stop trying to compare yourself with others. The reality is that we generally only know a small percentage of how that person really is.

Everyone thinks, feels, learns and sees things differently.

You are the only person on this planet with your ability, it may not be with special human power that you posses, but the possibilities in you and the way you do things will be endless and different to everyone else.

No two peoples fingerprints are the same.

When you compare yourself to other people you tend to compare yourself to the one person who you believe has it best in life, perhaps believing they have everything, perhaps someone you idolise or admire.

This is definitely not a good way to assess yourself. Instead worry about what it takes to be someone that you like within yourself.

Build upon your own strengths, skills, talent and further your prospects with what you really want to do and plan ahead to achieve, to be successful and to be the best you can be.

>Always Make Eye Contact

Eye Contact

Many people are afraid of how other people will view  or judge them in different situations. By making eye contact you tell yourself that you are worthy, unafraid and confident. You also send the message to other people that you are talking too.

A little trick I find that works is to look between their eyebrows in the centre of their head, this is less intimidating for you as you are not looking directly into their eyes but from where they are standing it looks like you actually are.

Just make sure you are not staring to hard and are not too up close and personal as this may intimidate the person you are conversing with.

Many people have difficulties making good eye contact and them maintaining it. However, you will find that once you get into the habit of making good eye contact you will naturally feel more confident and this will improve in all situations.

>Exercise & Healthy Eating

Keep Fit

Appearance can be a big factor and is a cause for low confidence & self esteem. Improving your physical appearance can do wonders for your confidence.

Exercising often is the best way to make yourself feel better and look better. Exercise of any kind enhances that feel good factor, mood and sends a pleasurable feeling through your body.

Exercising on a regular basis will improve anyone’s physical appearance and subsequently their self confidence. If you feel good, you smile more, you smile more you feel more confident. There is pattern here emerging.

Also drink plenty of fluids, [avoid being dehydrated]. It is a good idea to drink a bottle of water [500 ML] when you get up in the morning and have several more drinks of water at regular times  throughout the day and as you need it to maintain hydration.

Furthermore, eating healthy, monitoring your food intake and implementing an exercise routine that you are happy with and enjoy will work wonders, but make sure it is a routine you enjoy otherwise your fitness regime will be short lived and you will see little or no improvement.

>Dress Sharp

Dressing sharp is an easy and immediate way to increase confidence. Dress sensible for the occasion.

For example, if you are going for a job interview you want to feel comfortable in what you are wearing while giving out positive signals that you have thought about your appearance and you value yourself and the job you seek.

A smart appearance shows that you have good standards and care about your personal hygiene and personal appearance [first impressions can be very important] and we rarely get a second chance to make that first impression.

Furthermore, this can result in positive physiological effect resulting in improved interactions with other people. This in turn will enhance your level of comfort in everyday situations. This will make you feel better about yourself and confidence levels will be raised.

>Compliment Others Often

Get into the mind set of thinking positive. This will allow you to see the good in people and compliment them in things that they do well and praise their strong points.

So you ask, how is that going to help boost your confidence, self esteem.

Well when you compliment others you are many times more likely to get a sincere compliment in return. This will then boost your confidence. This will reinforce your strong points and push your positive characteristics to the forefront of your self assurance.

Of course don’t over do it and make sure they deserve that compliment you give them.

>Help Those Less Fortunate

Helping Others

Finding the time to provide assistance, support or help to someone less fortunate should be very rewarding.

Helping those less fortunate is one of the most empowering feelings in the world. Those who do community work and providing a support service to the public often have incredible high confidence and self esteem and have a positive outlook on life.

The empowering feeling of helping others builds self confidence in yourself, the feel good factor and helps you realise that you are able to make a positive impact in the community and beyond and giving you great satisfaction.

>Face Your fears & Don’t Fear Failure

Having a fear is a massive reason for why many of us have low confidence. Fears that we may have can impact and take control over how we are feeling about ourselves and can affect our life.

When we feel anxious, worried or fear something we can feel weak, we may not be in control and perhaps unable to cope.

In order to overcome fear, we need to face up to the fears. Do not avoid the things that you are afraid of.

Learn to understand the cause and fear of the problem you are facing, instead of running from it. Learn to never fear failure.

Everyone in life fails in something from time to time. A few failures will not define your life. The way you respond to these fears or failure is what defines you and can make you much stronger.

>Carry Confidence With You

Work on being confident and carry it with you in all that you do. For example,

  • Speak clearly and with a reasonable volume.
  • Give good eye contact.
  • Be conscious of your posture.
  • Don’t cross your arms as this can show insecurity.
  • Use your hands to explain things, this can help to draw your crowd a vivid picture of your explanations, [make sure you do this in a controlled way].
  • Key is to maintain a positive attitude, outlook and approach. To believe in yourself and be willing to make a change/s to better your situation.

Self confidence can be learned, practised and mastered just like any other skill. Once this has been mastered, everything in your life can improve and change for the better.

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Now ask yourself, are you implementing the steps and maintaining the skill?

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Set-up a successful workshop with clients using the Oakleaf Enterprise, charity in Guildford, Surrey.

Participants achieved learning skills, steps and techniques to become more confident and improve quality of life.

Participants given handouts, action plans and goals to implement.

============

Do you need to build your confidence & self esteem and improve your quality of life? If so, don’t delay get the support you need NOW.  Call to Action.

Energise your life strategy 

 Meditation Sessions [Boosting Wellbeing]

[One-to-One or Group Sessions / Workshop]

Contact for a strategy session   

Email: [email protected]

                                                                                                                                                                    

                     

 

        Wise sayings/quotes!

     “The most beautiful thing you can wear is confidence.”   

 “As soon as you trust yourself, you will know how to live.”

 “With the new day comes new strength and new thoughts.”

    

 

      Scenery can be a beautiful picture and take your breath away. 

 

 

 

 

 

 

 

 

 

 

 

 

Moving To Own Tenancy

My Experience, Life Skills For Young People

   Keys       House

Helping Those Moving To Independence & Start-Up

I have had the privilege of working with clients ready to leave residential adolescent homes, hostels or supported housing and preparing to take up their first tenancy, moving into their new rented home.

While this is an exciting time, for many it can be daunting with so much to do and may not have the support of parents, family members to provide assistance along the way. Therefore may rely on supporting organisation/s to provide assistance to help with this move.

There are some young people just 18 or 19 and are not aware of the many tasks that need to be undertaken prior and during the moving in process.

For example, when viewing a property it is important that you go along with one or two responsible adults or professional people that are experienced to guide you and provide the service in asking necessary and prepared questions to the landlord or housing provider that may need answering.

To check that the property looks safe and secure, that each room in the property has been viewed and assessed as liveable and in good state of health.

That there are no repairs needing attention and whether in need of any urgent decoration. If repairs need undertaking has this been made clear and will this be done before you move in.

Sometimes it has been known that if the decor is poor and you wish to do it yourself a decorating allowance has been provided, based upon so much per room. Otherwise, this should be done by the organisations professional workers and in good shape for any new tenant about to move in.

It is important that you ask and see that there is an up-to-date gas safety certificate in the property and updated every 12 months. Has the electrical appliances had safety checks, is there smoke detectors fitted and operating. 

Do check that any outstanding work will be completed before you are due to commence with your tenancy. Once you have checked the property over and there is no maintenance issues or concern, then you need to check thoroughly the tenancy agreement.

This is when it is sensible to have someone that you trust and responsible that can assist you to check through the legal tenancy agreement and fully understand before signing. Two heads are often better than one.

*Understand all the contents of the tenancy agreement.

*Don’t sign anything until you are happy, satisfied and agree with it.

After signing the tenancy agreement ensure that you keep this in a safe place along with other paper work documents and that you can easily find when needed.

It is important that you receive from your landlord, housing provider contact details. Especially in case of an emergency maintenance issue that may need attention out of normal office hours an [emergency call number].

It is important that you know where to find your stopcock, water mains supply, where to find your electric and gas meters and that you take a reading from both and find out who your suppliers are.

Often the landlord or housing association will know, if not you will need to find out and inform the suppliers that you are now the new occupiers of the property, confirming the date you moved in and to provide meter readings to enable you to start with a clean slate.

Suppliers such as: gas, electricity, water suppliers, rent and others all need to be informed of your new address and for you to provide some details to set up and activate accounts and payment systems under your name.

Put together a list of service providers telephone numbers and keep safe, stored on your mobile for easy access and keep in a folder as back-up.

Many people can be shocked at their costs, bills that can occur, so pay as you go or monthly bills can be useful especially at the start, but check what is available and what suits you best.

Money Management

Money

Many of the young people I have coached and mentored have struggled financially due to being unemployed or at university or college. This is why it is important to complete a budgeting plan.

INCOME  V  EXPENDITURE and to monitor monthly incoming and outgoing and to keep a track of your money and make any necessary adjustments as / when needed.

It really is essential to keep records and receipts of expenditure and have a plan and to have self discipline and to maintain control.

If difficulties arise with payments, I would suggest at the earliest point to notify the supplier or company and try and negotiate a repayment plan and or see if you can change the package deal or use a cheaper tariff.

An example of this can relate to mobile phones or Sky TV packages etc.

 One thing that I would provide for my clients, a shopping list of items they would need to purchase [fixtures & fittings] for their home. This was appreciated by clients, as they could see at a glance what they may need and try to get these things as and when money was available and over time.

The list is general and for guidelines and based on a 1 bedroom accommodation. Of course some properties may be partly or even fully furnished, so this list may not apply. This is based on nothing provided.

                                                 

Helpful shopping list of items to purchase for your home                    

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For your guidelines: Items would be priced based on an Argos catalogue. Many people would require initially to purchase some items through quality second hand stores or warehouse to reduce costs and to rely on other supporting networks for financial help.

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It is great when you have peace of mind and you can rest comfortably and recharge your energies for the next day!

 

                                

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I provide inspirational quality coaching & mentoring to meet with your personal development and your support plan or programme.

 

Contact for a strategy session

Email: [email protected]

 

 

Wise sayings/quotes!

“If you fail to plan, you plan to fail.”

“You can’t expect to be old and wise if you were never young and crazy.”

“Today is the first day of the rest of my life.”

                      

 

 

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